Membership Info

We appreciate your interest in the Arkansas Self-Insurance Trust. Our guidelines for membership are:

  • Financials
    Current financials shall reflect a current ratio of 1 to 1 or better and a long-term debt to equity ratio of no greater than 2 to 1. Financial statements including balance sheet and income statement must be provided with application for membership.
  • Loss Experience
    Applicant must have a historical loss ratio of 60% or better. The loss history must have a valuation date no older than one year from the proposed effective date of coverage with the Trust.
  • Experience Modifier
    Must have an experience mod of 1.30 or better.
  • Current Insurance
    Applicant must have a workers’ compensation policy effective within 30 days of effective date of coverage with the Trust.


If you are interested in obtaining a workers’ compensation quote, we will need the following information:

  • Annual payroll by class code
  • Number of employees for each class code
  • Experience Modifier
  • 3 years loss information

Call Midwest Risk Management Services, Inc. for quote:

Missy Bohannon, Group Fund Manager
Midwest Risk Management Services, Inc.
5502 Walsh Lane, Suite 103
Rogers, AR 72758

Tel: (479) 271-7475
Fax: (479) 271-7141