Return to Work Programs

Return to Work Programs   Many of the workers’ compensation carriers require a company to have a Return to Work (RTW) policy.  What exactly is a return to work policy?  A RTW policy is a program designed to get the injured employee back to work as soon as possible.  To accomplish that, the employee’s job may have to be reevaluated considering the following two alternatives Temporary Alternative Work:  The employee returns to work but the employee performs a different job that accommodates the injured employee’s abilities. Modified Work:  The...

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Holiday Workplace Safety

Holiday Workplace Safety   During the holiday season there are many extra distractions around your workplace that can cause unnecessary injury.  Today we will discuss a few of the major causes of injuries and steps to prevent them. Christmas Decorations are wonderful to view but the process of getting the decorations out of boxes and onto the tree causes hundreds of on the job injuries per year.  This happens by reaching for boxes, improper lifting of boxes, and missing ladder steps.  Remember to use proper lifting techniques for any type of...

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Jobsite Housekeeping

Jobsite Housekeeping   When you think of housekeeping what comes to mind?  Most people think that you are talking about your residence.  While keeping your residence clean is a novel idea, it is also very important for your jobsite. Good housekeeping is one of the most effective ways to reduce jobsite accidents.  Consider the following housekeeping tips to keep your jobsite safer. Store materials and tools in a specific location, away from foot traffic. Safely store tools with the sharp edges pointing downward. Promptly and properly...

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Controlling Your Experience Mod – Workplace Safety

Controlling your Experience Mod Workplace Safety     Workplace injuries will cost you money, time and so much more.  On-the-job injuries will cost your company in medical bills and deplete your profits if you have an employee that is unable to work.  To ensure workplace safety, both the management and the employees must work together to maintain a safe working environment.   Management’s Safety Role The Occupational Safety and Health Administration (OSHA) established the OSH Act of 1970 which requires employers to provide...

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8 Ways to Control Your Experience Modification Rating

    8 Ways to Control Your Experience Modification Rating   An experience modification factor, or mod, is a very important component used in calculating your workers’ compensation premium.  Controlling your mod will help you control your premium.  Listed below are 8 ways to help control your mod.   Make safety a priority. Develop a written safety plan and train all employees in their responsibilities. Set safety performance goals and reward all employees when the goals are met. Investigate accidents immediately and thoroughly....

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