Return to Work Programs

Return to Work Programs   Many of the workers’ compensation carriers require a company to have a Return to Work (RTW) policy.  What exactly is a return to work policy?  A RTW policy is a program designed to get the injured employee back to work as soon as possible.  To accomplish that, the employee’s job may have to be reevaluated considering the following two alternatives Temporary Alternative Work:  The employee returns to work but the employee performs a different job that accommodates the injured employee’s abilities. Modified Work:  The...

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Jobsite Housekeeping

Jobsite Housekeeping   When you think of housekeeping what comes to mind?  Most people think that you are talking about your residence.  While keeping your residence clean is a novel idea, it is also very important for your jobsite. Good housekeeping is one of the most effective ways to reduce jobsite accidents.  Consider the following housekeeping tips to keep your jobsite safer. Store materials and tools in a specific location, away from foot traffic. Safely store tools with the sharp edges pointing downward. Promptly and properly...

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Controlling Your Experience Mod – Workplace Safety

Controlling your Experience Mod Workplace Safety     Workplace injuries will cost you money, time and so much more.  On-the-job injuries will cost your company in medical bills and deplete your profits if you have an employee that is unable to work.  To ensure workplace safety, both the management and the employees must work together to maintain a safe working environment.   Management’s Safety Role The Occupational Safety and Health Administration (OSHA) established the OSH Act of 1970 which requires employers to provide...

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Preventing the Most Common Injury

Preventing the Most Common Injury   The reigning champion of the reported workers’ compensation injury is the back.  For years it has been and continues to be the leading cause of workers’ compensation claims.  Back injuries result in a loss of work, increased medical cost and increased insurance cost for the employee and the employer.  However, many of these injuries can be prevented by following a few simple guidelines. Always know the weight of an object before you start to lift Always use proper lifting technique, bend your knees and...

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Obesity: Now a Disease

The AMA declaration of obesity as a disease raises a number of questions and legal issues which are sure to make their way through the workers’ compensation system.

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Medical Only Claims: Keep an eye on them!

Usually employers and carriers assume medical-only claims will be closed within 90 days. However, these claims can be the most costly to both as they can quickly develop into lost time and indemnity claims.

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