Preventing the Most Common Injury

Preventing the Most Common Injury   The reigning champion of the reported workers’ compensation injury is the back.  For years it has been and continues to be the leading cause of workers’ compensation claims.  Back injuries result in a loss of work, increased medical cost and increased insurance cost for the employee and the employer.  However, many of these injuries can be prevented by following a few simple guidelines. Always know the weight of an object before you start to lift Always use proper lifting technique, bend your knees and...

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Non-Profit D & O Coverage

“Thirty-six percent of those who purchased directors and officers insurance reported having a claim in the last 10 years. Nonprofits had the highest proportion of those reporting claims at 63 percent, followed by public companies (33 percent) and private companies (27 percent).” – Risk and Insurance Management’s 2012 Cost of Arena Risk Survey and Loss Adjusting Services. If you are serving on a board without D & O Coverage, you need to convince the organization that this is a much needed coverage. Without this coverage, one claim can put...

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