Small Business Workers’ Comp

Small Business Workers’ Compensation Program

  • Guaranteed Cost, First-Dollar workers’ compensation program designed specifically for Small Businesses
  • Underwritten by RTW, Inc.’s American Compensation Insurance Company – “A” Rated by A.M. Best
  • Acceptable risks include manufacturing, retail, hospitality, and service industries
  • Click HERE for a full list of eligible NCCI class codes

Program Eligibility:

  • $500 minimum premium, $25,000 maximum premium
  • Account must be in business more than 1 year
  • No driver-only (7380) exposures

Submission requirements:

  • Completed ACORD 130 application
  • Current loss information including current year and three preceding years, if applicable
  • Written description and details of any losses exceeding $10,000
  • Current Experience Mod Worksheet

Contact Us today at (800) 440-7475 or